While shorts and a tank top will always be an option to wear to the beach, there are other styles to wear as cover-ups. Sheer over-sized shirts and dresses are great styles to wear to the beach because of the sexiness that comes with the see-through material. It's a way to stay covered and shaded from the sun but still be able to show off your figure and your suit underneath. These billowy styles flow beautifully in the breeze, are easy to put on and slip off and look great on everyone.
If you just want to cover up on the bottom, there are wraps you can wear as well. The original style is called the sarong and is like a flat bedsheet that you tie around your waist. These floor-length cotton clothes are very simplistic and come in a wide array of colors and prints. There are a number of ways you can tie up a sarong including a halter dress option if you like. There are also shorter lengths if you prefer and even sheer styles for you to consider. They're extremely versatile and can be worn by any woman of any size or shape.